What Is An Accidental Medical Protection Plan and Accidental Death Benefit?

An accidental medical protection plan provides insurance coverage when riding in a private vehicle that is not your own. Family accidental medical protection covers your entire family in such situations. Accidental medical protection coverage does not require you to pay a deductible before you begin receiving benefits. Maximum limits for accidental medical protection varies and depends on the plan you choose.

Accidental Death Benefit

An accidental death benefit is exactly what it sounds like. It pays a monetary benefit pay on occurrence of accidental death in an auto accident. The accidental death benefit is for you or one of your family members if they are covered under your auto insurance policy.

Accidental death benefit, and accidental medical protection plans are optional coverage and not available in all states. Consider talking about your auto insurance needs with an agent licensed in your state.