Questions To Ask Before Purchasing That Auto Insurance Policy

Do your research before purchasing your auto insurance policy. After you get your free quotes to compare through our service and narrow your choices down, you may want to check out a few details before you sign on the dotted line. Get financial ratings from reputable rating companies lime Standard & Poor's, AM Best and Moody's. Some state's departments of insurance keep information on consumer complaints that can be accessed by the public. Remember to ask these questions before you purchase your auto insurance policy.

  • Who is covered under the auto insurance policy?
  • Are people outside of my household covered on the auto insurance policy?
  • Does my auto insurance cover me when I drive someone else's vehicle?
  • Do you provide auto insurance discounts based on occupation?
  • What other auto insurance discounts are available?
  • If I purchase a new car, do I have to take certain steps to make sure my auto insurance policy covers this vehicle?
  • Does my auto insurance policy cover me when driving a rental car?
  • If I am in an accident, do you have a 24-hour auto insurance claims hotline?

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