Choosing a Car That Is Inexpensive to Insure

It's great to find a car that you love and that has a great price tag, but you also have to consider how much it costs to buy auto insurance for the car.

Certain cars always carry higher auto insurance rates than your standard 4-door economy car. For instance a sports model car has much higher horsepower that, in your auto insurance company's eyes, makes it more tempting to speed. Also, the sports car types are usually very expensive to repair and even more expensive to replace. They may also be frequently targeted for auto theft.

Cars that are popular among younger people may carry a higher auto insurance rate because younger drivers engage in risky behavior. The cars that are more common among older drivers may be cheaper to insure as long as they are not luxury cars. Minivans, station wagons and some sedans may fit the bill.

More important than your cars make and model is your driving record. Being a safe driver can go a long way toward reducing your auto insurance rates. Practice safe driving and compare auto insurance quotes to find auto insurance that fits in your budget.