Can I Get Auto Insurance Coverage If I Only Have a Learner's Permit?

If you have a learner's permit or temporary driver's license, you have exercise the same level of responsibility, financial or otherwise, as those with permanent driver's licenses.

It is necessary to have auto insurance even though you have only a learner's permit because you still have a chance of getting into an accident. If you are a young person, you may be able to be added to your parent's auto insurance policy, or you can choose to have your own auto insurance policy.

You do not have to own a car to have auto insurance coverage. You will only need liability auto insurance coverage, also known as PLPD (personal liability and property damage). If you are a younger person who is going to be operating your parents' car, you will need to be insured on that car before driving it.

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