Buying Auto Insurance after a Serious Injury

Sometimes life can throw us a curveball that complicates everyday matters. An individual who experiences a serious injury that may affect their ability to drive a car will have that special issue to deal with when shopping for auto insurance.

The first rule of thumb is never lie about the nature of your injury. A stroke, leg amputation, head, brain or eye injury may need to be made known to your auto insurance company when buying a policy. If your auto insurance company finds out you have an injury that affects driving, they can refuse to pay your auto insurance claim. Yes, you will pay more for auto insurance premiums, but you can take steps to reduce your costs.

Many organizations offer discounts for taking a defensive driving course. You can also get assistance in learning how to drive with your specific ailment from an occupational therapist with a special certification as a Rehabilitation Driving Specialist.

Always compare your auto insurance quotes, because you can never know what type of auto insurance rates you can get. Use InsuranceQuotesUS.com to find free auto insurance quotes.